I was recently looking up what most people claim is a complete date & mint set of Morgan Dollars and exactly how many coins that was total. The answer of 97 puzzled me because even if I included the 1878 7 Tail Feathers & 1878 8 Tail Feathers that would only add up to 96 coins total.  Which is one short of the 97 coins total everyone is talking about. My only guess is that they are also counting the 1895 proof only issue which would put most of the coin collecting community out of reach of a complete set.  My interpretation is that a compete Morgan Dollar date & mint set is 95 coins total. One coin from each year & mint excluding 1895 Proof only and one of the 1878 Tail Feathers. Which I know the two Tail Feather varieties are very important issues for the series but lets be honest no one would knock you for only having one or the other if you had the rest of the set. In closing this just goes to show that you should not collect how other people tell you too but how you want too. I am building a Morgan Dollar set of 121 coins consisting of only one proof, each date & mint mark, and major varieties. If you get a chance go to my collections and check out my progress so far on my Morgan Dollar set.