I know this will probably offend some people but I do not like perfect coins. The MS70 and PF70 graded coins of the world.  I can't  understand the ridiculous (in my opinion) prices that individuals will pay for a label that says that there coin is perfect and none can be any better.  Don't get me wrong, occasionally I do come across a modern coin with a subject matter that speaks to me (you know, the voice you can't ignore).  For the most part modern coins just don't do it for me.  The modern coins I do own are rarely graded.